Retailers earn commission on each insurance policy sold at checkout. The commission is a percentage of the premium paid by the customer. The insurer underwrites the risk; the retailer earns the distribution margin without holding any underwriting exposure. Because there [...]

With Quotall's managed service, new embedded insurance propositions can typically be live within weeks of commercial agreement. The managed service covers insurer relationships, regulatory setup, product configuration, and operational support — significantly reducing the retailer's internal overhead. The API integration [...]

Any product where the customer faces a meaningful risk of loss, damage, theft, or breakdown is a candidate for embedded checkout insurance. Common categories include power tools, electronics, bicycles and e-bikes, jewellery, specialist equipment, and high-value consumer goods. Products priced [...]

Yes, in most cases. Two routes exist: the Connected Contract Exemption (Article 72B RAO), which allows retailers to distribute complementary insurance products alongside their goods without FCA direct authorisation as an insurance intermediary, provided qualifying conditions are met; and the [...]

Embedded insurance for retailers is protection cover offered to customers at the point of purchase — during the checkout process, online or in-store. The cover is directly connected to the product being bought, allowing the customer to insure their purchase [...]