What the embedded insurance API integration actually involves
Your platform connects to Quotall’s once – and from that point, your customers can quote, buy, manage, and renew insurance without leaving your experience.
For most clients, the integration takes one to two weeks. After that, adding a new insurance product (including warranties), extending cover to other categories, or entering a new market is a configuration change, not a new development project.
What your customers experience
Once the embedded insurance API integration is live, a customer buying on your platform can:
- Get an insurance quote for the item they intend to purchase
- Complete the purchase with a single payment and receive their policy documents immediately
- Return to your site later to view their policy, make a change, cancel or renew
That full journey runs through your brand experience.
The commercial logic of a single connection
One API integration gives your business access to Quotall’s embedded products.
- You are not locked to one product. Launch with travel insurance, add gadget cover or tool protection later, you can even use the same connection to offer warranty products – without returning to your development team.
- You are not locked to one insurer. Where multiple insurers cover the same product, your customers simply see the best price or cover option – all delivered in real-time. Customers who choose rather than default convert at higher rates.
- You are not locked to one market. The same integration supports transactions in multiple currencies and territories. If your platform operates internationally, the insurance proposition travels with it.
What your team doesn't have to build or manage
Insurer relationships, product configuration and testing, regulatory compliance, policy administration, and claims handling are all managed by Quotall. The API gives you access to all of that through a single commercial and technical relationship.
The programme generates commission revenue from new policy sales and renewals, enhanced basket conversion rates and participation in the claims process. Quotall carries the infrastructure.
Security and reliability
The API connection between your platform and Quotall's is encrypted and authenticated – meaning all data in transit is protected, and only your platform can access your account. The infrastructure is UK-hosted, built to scale, and backed by comprehensive monitoring and audit logging.
Your compliance and legal teams will want to know that customer data is protected, the system is reliable, and there is a clear audit trail. Those three things are built into the platform as standard.
Quotall’s reporting suite gives you real-time data on attach rates, revenue, and policy performance. You can see at any point what the programme is generating and where customers are converting or dropping off.
Yes – your technical team will complete the API integration. Most clients do this in four to eight weeks. If you need to go live faster, Quotall also offers a hosted non-API option that launches sooner, with API integration following when ready.
Additional products and insurers are added at the platform level — they become available to your integration without additional development on your side. That is by design.
Yes. The interactive Swagger UI includes test credentials and mock responses. You can explore endpoints, review request and response schemas, and run simulated quote and bind flows before any production work begins.
No. Quotall (IS) Limited is an Appointed Representative of Movo Partnership Ltd, which is FCA-authorised. Clients distributing insurance through the Quotall platform operate under Quotall’s regulatory umbrella — you do not need your own insurance licence to go live.
Integration timelines vary by platform complexity, but most clients complete their initial integration and move to testing within four to eight weeks. Quotall’s technical team provides support throughout.